Comprare azioni Nubank (NU)? Analisi degli YouTuber di finanza

The YouTuber is interested in buying Nubank (NU) due to its current valuation (18.4x P/E, 12.4x forward P/E) despite over 40% revenue and net income growth. He highlights its massive customer base, growing average revenue per active account, decreasing cost to serve, and significant untapped market opportunities in Mexico and the US. The recent CFO resignation, which led to a stock sell-off, is viewed as bullish due to the highly experienced new CFO from Visa.

“I have not purchased any shares of this business quite yet but it is one that I am very interested in and I think is looking very undervalued in the market today.” — ▶ 28:50

The YouTuber identifies NuBank as a potential buying opportunity, believing it to be one of many stocks with strong fundamentals that have been 'left behind' by the market's focus on AI and semiconductors. He suggests that despite the S&P 500 being at all-time highs, there is significant value in such overlooked companies.

“Just take a look at Skyward. Take a look at BAM. Take a look at Mastercard Visa Microsoft even Nvidia. Arguably, Marcato, Libre, New Bank, Meta, Brookfield Corporation, KKR, Apollo.” — ▶ 40:40

The YouTuber is buying more shares of Nu, viewing the recent 8% drop due to a CFO transition as an opportunity. He argues that Nu is not priced to perfection, has a strong business growing rapidly in its core Latin American markets, and even a small success in its US expansion could significantly impact the business. He maintains conviction in the company's long-term trajectory and CEO's vision.

“So to me, I'm going to buy more shares of new personally because I still believe in a long-term trajectory of this business of the vision of the CEO as well.” — ▶ 12:00

The YouTuber holds Newbank, stating it contributes positively to their portfolio's performance. No specific new reasons are given beyond it being a significant holding.

“Auch ASML, Newbank und AMD tragen positiv zur Performance bei.” — ▶ Guarda clip

The YouTuber considers Nu Holdings (Nubank) an attractive buy, trading at a 22% discount from its all-time high. As a leading fintech in Latin America, Nubank offers digital banking services at low costs, boasting over 114 million customers. The company demonstrates strong scalability and revenue growth, with analysts projecting over 37% annual earnings growth for the next five years. Despite a high P/E of 30.8, the stock is seen as fairly valued, and the YouTuber is considering increasing their position.

“Diese Aktie wird derzeit mit einem hohen Abschlag von 22 % zum Allzeit hoch gehandelt und könnte nun einen einmaligen Einstieg bieten. Das Unternehmen heißt New Holding und ist unter dem Markennamen Newbank als einer der größten Fintech Unternehmen der Welt bekannt.” — ▶ 5:50

The YouTuber bought more shares of Nu Holding, a fintech company active in Brazil, due to its strong customer growth and revenue increase, solving basic financial problems for many. Despite a recent stock price drop due to slowing revenue growth, the company is considered undervalued with a forward P/E of 13.8, offering a good safety margin.

“Ich bin zuversichtlich, dass das Unternehmen die Schätzung erfüllen kann und die günstige Bewertung gibt mir ausreichend Sicherheitsmarge um weitere Anteile zu kaufen.” — ▶ 5:20

The YouTuber sees Nu Holdings, a Brazilian fintech, as a compelling buy due to its low-cost online banking model, superior customer service, and first-mover advantage in Brazil. The company boasts high growth rates (94% revenue growth over 5 years) and continues to add millions of customers, with further expansion into Mexico. With a forward P/E of 20 and a PEG ratio under 1, it appears undervalued given its 57% expected earnings growth.

“Ich bin bisher noch keine Position eingegangen werde aber bei Möglichkeit eine Position aufbauen” — ▶ 17:00